HomeProtect

Building a home is expensive. What happens if something happens to your home?

The HomeProtect plan is ideal for landlords and home owners. This home insurance plan saves you from paying the exorbitant costs associated with fire damage and other types of incidents to your home, as well as replaces your valuables, if stolen.

Already insured?
Heirs takes care of everything.

We guarantee a seamless transition from your former contract to your new Heirs contract, without double coverage or risk of interruption.

24-hour claims settlement upon receipt of signed discharge voucher (for direct businesses with HGI)

Perfect for HomeOwners

Homeowner Insurance

Buildings less than N25million

N25,000

Rebuilds house, if totally damaged by fire: For buildings below N25M
Replaces stolen or damaged household fixtures (furniture, etc): Up to N2million
Replaces lost personal items: Up to N1million
Replaces desktops, laptops and other related items: Up to N1M (Inventory required)
Financial support to beneficiary if there is loss of life: N100,000
Medical bills for injury to the other party in an accident: Up to N100,000
Mobile phones: Not Covered
High value jewellery: Not Covered
Damage from insect or inherent vice: Not Covered
Cessation from customs or any public authority: Not Covered
Damage caused by war, terrorism, insurrection, and other related risks: Not Covered

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Homeowner Insurance Plus

Buildings above N25million

Custom / Based on the cost of your building

Rebuilds house, if totally damaged by fire: Fully Covered
Replaces stolen or damaged household fixtures (furniture, etc): Up to value of items insured
Replaces lost personal items: Up to value of items insured
Replaces desktops, laptops and other related items: Up to value of items insured
Financial support to beneficiary if there is loss of life: N200,000
Medical bills for injury to the other party in an accident: Up to N200,000
Mobile phones: Not Covered
High value jewellery: Not Covered
Damage from insect or inherent vice: Not Covered
Cessation from customs or any public authority: Not Covered
Damage caused by war, terrorism, insurrection, and other related risks: Not Covered
You will be required to share your building and household items with their values for pricing.

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FAQs

Whether you’ve got a specific question or are just looking for more information on our services, you’ll find everything you need to know right here.

Document Requirements

Photographs of Subject Matter.
Valid Means of I.D - Driver License, Voter's Card, NIMC, National ID, International Passport.
Certificate of Incorporation (for company).
Proof of residence - Utility Bill, Front page of the customer's address (same address as indicated on the form or portal), Local government levy.
Valuation Report (Building).
Inventory of contents with values.
Purchase receipt.

We’re human, above all else

At Heirs Insurance Group, you are our priority. Our team of experts are committed to guiding and supporting you every step of the way.

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