Comprehensive Cover
This is the ‘full-course meal’ of motor insurance for those who want more cover and less headaches.
Our Heirs Comprehensive insurance offers total coverage for your vehicle against accident, fire, theft, flood, riot or civil commotion, and other related risks. If any of the stated risks happen, we pay to repair or replace your car.
This way, you can drive with peace of mind, knowing that your precious four-wheel is fully covered by Heirs General Insurance.
Already insured?
Heirs takes care of everything.
Sign up to Heirs and our team will do the rest.
We guarantee a seamless transition from your former contract to your new Heirs contract, without double coverage or risk of interruption.
Perfect for Car Owners
- For Private & Commercial vehicles
- Complete car coverage
- Towing Services
- Medical bills payment
SHARE :
Private
5% / of car value
- Minimum car value to purchase plan: N2,000,000
- Premium Frequency: Yearly (For quarterly and half-yearly options, please click here to chat with an agent)
- Excess buy back: Free
- Full replacement of vehicle and vehicle parts if stolen or wrecked: Up to the value of the vehicle and subject to policy excess and other conditions on policy.
- Repairs your vehicle in the case of an accident Up to the value of the vehicle and subject to policy excess and other conditions on policy.
- Pays your medical bills after an accident: Up to N30,000
- Vehicle tracker: For vehicles worth N5 million and above
- Towing Services (Interstate/Intrastate): Up to N30,000 / N20,000
- Covers damage caused by riot, strike, & civil commotion: Covered
- Flood Damage Cover: Covered, up to N100,000.00 limit
- Covers damage to the other vehicle: Covered, up to N3 million limit
- Medical bills payment: Unlimited
- Financial support paid to beneficiary in the case of death: Unlimited
Commerical
5% / of car value
- Minimum car value to purchase plan: N2,000,000
- Premium Frequency: Yearly (For quarterly and half-yearly options, please click here to chat with an agent)
- Excess buy back: Not Covered
- Full replacement of vehicle and vehicle parts if stolen or wrecked: Covered
- Repairs your vehicle in the case of an accident: Covered
- Pays your medical bills after an accident: Not Covered
- Vehicle tracker: For vehicles worth N10 million and above
- Towing Services: Inter/Intra N40,000.00
- Covers damage caused by riot, strike, & civil commotion: Covered
- Flood Damage Cover: Covered, up to N100,000.00 limit
- Covers damage to the other vehicle: Covered, up to N5 million limit
- Medical bills payment: Unlimited (subject to reasonability)
- Financial support paid to beneficiary in the case of death: Unlimited Amount
FAQs
We’re human, above all else
At Heirs Insurance Group, you are our priority. Our team of experts are committed to guiding and supporting you every step of the way.
We’re here to help
Authorized and Regulated by the National Insurance Commission, RIC NO. 093
Heirs Towers, 107b, Ajose Adeogun Street, Victoria Island, Lagos, Nigeria