Third Party Motor

Choose our basic motor protection to shield you from the cost of damage caused by you to another person’s vehicle.

Already insured?
Heirs takes care of everything.

We guarantee a seamless transition from your former contract to your new Heirs contract, without double coverage or risk of interruption.

24-hour claims settlement upon receipt of signed discharge voucher (for direct businesses with HGI)

Perfect for Car Owners

Third Party

Perfect for Anyone driving a Saloon car or SUV.

₦15,000 / annually

Damage to your car: Not Covered
Covers damage to the other property: Up to N3million
Financial support paid to third party in the case of bodily injury or death: Unlimited amount (Reasonable and subject to economic worth)
Free vehicle tracker: Not Covered
Towing services: Not Covered
Rescue and assistance during road emergencies: Not Covered
Damage caused by flood, riot, civil commotion: Not Covered
Excess amount on policy: Not Covered
Theft of vehicle and vehicle parts: Not Covered
Damage to your own vehicle: Not Covered

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Third Party (Bus)

Perfect for Anyone driving a Private Bus excluding Fare-paying Buses.

₦20,000 / annually

Damage to your car: Not Covered
Covers damage to the other property: Up to N3million
Financial support paid to third party in the case of bodily injury or death: Unlimited amount (Reasonable and subject to economic worth)
Free vehicle tracker: Not Covered
Towing services: Not Covered
Rescue and assistance during road emergencies: Not Covered
Damage caused by flood, riot, civil commotion: Not Covered
Excess amount on policy: Not Covered
Theft of vehicle and vehicle parts: Not Covered
Damage to your own vehicle: Not Covered

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Third Party (Trucks)

Perfect for Anyone driving Trucks.

₦100,000 / annually

Damage to your car: Not Covered
Covers damage to the other property: Up to N5million
Financial support paid to third party in the case of bodily injury or death: Unlimited amount (Reasonable and subject to economic worth)
Free vehicle tracker: Not Covered
Towing services: Not Covered
Rescue and assistance during road emergencies: Not Covered
Damage caused by flood, riot, civil commotion: Not Covered
Excess amount on policy: Not Covered
Theft of vehicle and vehicle parts: Not Covered
Damage to your own vehicle: Not Covered

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FAQs

Whether you’ve got a specific question or are just looking for more information on our services, you’ll find everything you need to know right here.

Document Requirements

Valid means of ID - Driver License, Voter's card, NIMC, National ID, International Passport.
Proof of Residence - Utility Bill, Front page of the customer's address (same address as indicated on the form or portal), Local Government Levy.

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At Heirs Insurance Group, you are our priority. Our team of experts are committed to guiding and supporting you every step of the way.

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