Group Life

The Heirs Group Life plan comes in two variants: The Statutory Group Life Scheme and The Non-Statutory Group Life Scheme

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Statutory Group Life

Employers of Labour

According to the Pension Act 2014, if an employee dies in service, the employer must pay 3 times the employee’s annual salary to their stated beneficiary.

The Statutory Heirs Group Life plan helps employers pay this compulsory bulk amount to the families of their staff, if the unfortunate happens.

Non-Statutory Group Life

Clubs, associations and cooperatives

This plan is perfect for non-official group organisations such as clubs, associations, societies, etc.

If a member of the group dies unexpectedly, Heirs Life will pay a bulk amount to the beneficiary of that member.


Whether you’ve got a specific question or are just looking for more information on our services, you’ll find everything you need to know right here.
  • Duly Filled Proposal Form.
  • Evidence of Payment.
  • Valid Means of ID - Driver License, Voter's Card, NIMC, National Passport of one of the Directors.
  • Proof of Residence - Utility Bill, Front page of the customer's address (same address as indicated on the form or portal), Local Govt. Levy.
  • Duly Filled CTR, Financial Questionnaire, Address Verification Form, Bank Statement not more than 6-months (if Premium is more than N5 million).

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Authorized and Regulated by the National Insurance Commission, RIC NO. 093
Heirs Towers, 107b, Ajose Adeogun Street, Victoria Island, Lagos, Nigeria