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Tenant Insurance

The TenantProtect plan is ideal for tenants who want to shield their valuables from loss. This insurance plan saves you from paying the exorbitant costs associated with fire damage, theft and other types of incidents to your valuables.

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We guarantee a seamless transition from your former contract to your new Heirs contract, without double coverage or risk of interruption.

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₦5,000

Tenant Protect Bronze
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24-hour claims settlement upon receipt of signed discharge voucher (for direct businesses with HGI)

Premium Frequency: Annually

  • Household/Personal Items:
    Up to ₦1,000,000
  • Excludes: Laptops, cameras (excluding phones and jewelry)
  • Alternative Accommodation:
    Limit ₦250,000
  • Medical Expenses: ₦20,000
  • Medical Expenses
    (In case of fire): ₦20,000
  • Financial support to beneficiary if there is loss of life: ₦50,000
  • Coverage for third party in case of fire accident (Medical expenses): ₦20,000

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Tenant Protect Gold

Perfect for: Anyone in a rented apartment.

₦12,500 / Annually

  • Replaces household items/personal items: Up to ₦2M
  • Replaces Laptops, cameras, phones, jewelry and other related items: up to N500,000.00
  • The compensation for the cost of alternative accommodation up to and not more than cost of annual rent but limited to a maximum of N500,000.00
  • Medical expenses: ₦30,000
  • Financial support to beneficiary if there is loss of life: ₦50,000
  • Coverage for third party in case of fire accident (Medical expenses): ₦ 50,000

In Case of Fire

  • Medical expenses: ₦50,000
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Tenant Protect Platinum

Perfect for: Anyone in a rented apartment.

₦25,000 / Annually

  • Replaces household items/personal items: Up to ₦5M
  • Replaces Laptops, cameras, phones, jewelry and other related items: up to N500,000.00
  • The compensation for the cost of alternative accommodation up to and not more than cost of annual rent but limited to a maximum of N500,000.00
  • Medical expenses: ₦50,000
  • Financial support to beneficiary if there is loss of life: ₦100,000
  • Coverage for third party in case of fire accident (Medical expenses): ₦ 100,000

In Case of Fire

  • Medical expenses: ₦100,000
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Tenant Protect Plus

Perfect for: Anyone in a rented apartment.

Custom PriceBased on your annual rent and the cost of your household items.

  • Replaces household items/personal items: Up to value of items insured
  • Replaces laptops, cameras, and other related items (excluding phones and jewellery): Up to value of items insured
  • Alternative accommodation in the case of damage: Not more than cost of annual rent
  • You will be required to share your household items with their values for pricing.

In Case of Fire

  • Medical expenses: ₦200,000
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FAQ

Whether you’ve got a specific question or are just looking for more information on our services, you’ll find everything you need to know right here.
Want to know more about personal accident insurance?
[email protected]
  • Valid means of ID - Driver license, Voter's Card, NIMC, National ID, International Passport.
  • Proof of residence - Utility Bill, Front page of the customer's address (same address as indicated on the form or portal), Local government levy.

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At Heirs Insurance Group, you are our priority. Our team of experts are committed to guiding and supporting you every step of the way.

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Authorized and Regulated by the National Insurance Commission, RIC NO. 093
Heirs Towers, 107b, Ajose Adeogun Street, Victoria Island, Lagos, Nigeria