If you are searching for the best insurance plans in Nigeria, you are not alone. With rising living costs, unpredictable events, and a growing awareness about financial protection, more Nigerians are asking: “Which insurance plan is right for me?”
Whether you are looking to protect your health, car, home, future income, or even your next vacation, this guide walks you through the top insurance plans Nigerians are choosing today, and the standout products you should consider from Heirs Insurance Group, one of Nigeria’s most trusted and innovative insurers.
- Health Insurance Plans in Nigeria
When illness strikes, the financial burden can be overwhelming. This is why health protection is one of the most searched insurance categories in Nigeria.
Health Insurance Plans You Should Consider:
- Heirs Surgery Care – Provides cover for the cost of surgical procedures in registered hospitals.
- Hospital Cash Plan – Offers daily cash benefits while you are admitted in the hospital, helping you stay financially stable during recovery.
- Personal Accident Plan – Provides financial assistance to cover daily expenses during hospital stays.
- Motor Insurance Plans in Nigeria
With traffic, theft, and road risks being everyday realities, motor insurance is not just a legal requirement; it is a smart move.
Motor Insurance Plans You Should Consider:
- Flexi Motor Plan – A budget-friendly plan offering the perks of comprehensive insurance, starting from N25,000, N35,000, to 75,000 per year.
- Comprehensive Motor Insurance – Offers total coverage for your vehicle against accident, fire, theft, flood, riot or civil commotion, and other related risks. If any of the stated risks happen, your car gets repaired or replaced.
- Her Motor Insurance – A comprehensive motor insurance plan that offers women 24-hour rescue and assistance should your car break down on the road.
- Third-Party Motor Insurance – Shields you from the cost of damage caused by you to another person’s vehicle.
- Home Insurance in Nigeria
Your home is one of your most valuable assets. And in a world of unexpected fires, burglaries, or natural disasters, home insurance is essential.
Home Insurance Plans You Should Consider:
- HomeProtect – Protects you from the exorbitant costs associated with fire damage and other types of incidents to your home, as well as replaces your valuables if stolen.
- Tenant Insurance – Specially designed for renters, this plan protects your personal property inside a rented apartment.
- Fire & Special Perils– Protects you from losing the investments on your homes, shops, offices, factories and more, from damages caused by fire, lightning, explosion, thunderstrike, flood, earthquake, tornado, impact and other similar risks, Heirs General Insurance will pay to repair the damage or replace the building.
- Life Insurance Plans in Nigeria
What happens to your loved ones if you are no longer there to support them? Life insurance is a wise financial decision that ensures continuity and protection.
Life Insurance Plans You Should Consider:
- Term Life Plan – Guarantees income replacement for your family if you are no more, so that your loved ones can carry on with life without hardship.
- Whole Life Plan – This plan helps you achieve a solid financial future and inheritance for your family.
- MyHeirs Plan– Provides financial security for your child’s future, particularly their education, if the unexpected happens.
- Savings & Investment-Backed Plans
Insurance is not just about protection, it is also a smart way to grow your money while staying covered.
Saving and Investment Plans You Should Consider:
- Heirs Save – Allow you earn interests while saving monthly towards your goal.
- Triple Pay Investment– You get to save towards a long-term goal while earning along the way, by simply choosing a preferred sum assured for the future and making periodic contributions to reach it.
- Salary Plus Plan – Ideal for salary earners looking to set aside structured savings with added benefits.
- Heirs Couples Plan – Helps couples build a joint financial future with structured savings and coverage.
- Travel & Transit Insurance
Whether you are flying out of the country, shipping goods, or running a logistics business, travel-related insurance helps you stay protected from border to border.
Travel Insurance Plans You Should Consider:
- Travel Insurance – Covers medical emergencies, flight delays, and baggage loss for international and local trips.
- Goods in Transit Insurance – Keeps your goods covered while being moved across borders.
- Marine Hull & Marine Cargo Insurance – Designed for businesses in shipping and marine logistics to protect vessels and cargo from damage or loss.
Ready to Get Covered?
Explore the full range of Heirs Insurance Group’s insurance plans at www.heirsinsurancegroup.com.
