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Fire & Special Perils

Buildings in the form of houses, offices, shops, factories and more, are huge investments to their owners, likewise the contents in them.

Our Fire & Special Perils cover is for smart property owners who want to protect their cherished assets and shield themselves from the despair of losing huge investments.

If your building is damaged because of fire, lightning, explosion, thunderstrike, flood, earthquake, tornado, impact and other similar risks, Heirs General Insurance will pay to repair the damage or replace the building.

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We guarantee a seamless transition from your former contract to your new Heirs contract, without double coverage or risk of interruption.

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24-hour claims settlement upon receipt of signed discharge voucher (for direct businesses with HGI)

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Fire & Special Perils

Perfect for: 

  • Home.
  • Offices.
  • Shopping Malls.
  • Event Centers, etc.

Coverage:

  • We pay to fix the damages for partial/total damage caused by fire and listed perils.
  • Covers loss or damage to the items listed in your policy within your building.
  • You will be required to share your building and content with their values for pricing.
Contact to Purchase

FAQs

Whether you’ve got a specific question or are just looking for more information on our services, you’ll find everything you need to know right here.
  • Photographs of Subject Matter.
  • Valid Means of I.D- Driver license, Voter's card, NIMC, National ID, International Passport.
  • Certificate of incorporation (for company).
  • Proof of residence - Utility Bill, Front page of the customer's address (same address as indicated on the form or portal), Local government levy.
  • Valuation Report (Building).
  • Inventory of contents with values.
  • Purchase receipt.

We’re human, above all else

At Heirs Insurance Group, you are our priority. Our team of experts are committed to guiding and supporting you every step of the way.

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For help, contact us here

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© Copyright 2025 Heirs Insurance Group
Authorized and Regulated by the National Insurance Commission, RIC NO. 093
Heirs Towers, 107b, Ajose Adeogun Street, Victoria Island, Lagos, Nigeria