Fire & Special Perils

Buildings in the form of houses, offices, shops, factories and more, are huge investments to their owners, likewise the contents in them.

Our Fire & Special Perils cover is for smart property owners who want to protect their cherished assets and shield themselves from the despair of losing huge investments.

If your building is damaged because of fire, lightning, explosion, thunderstrike, flood, earthquake, tornado, impact and other similar risks, Heirs General Insurance will pay to repair the damage or replace the building.

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We guarantee a seamless transition from your former contract to your new Heirs contract, without double coverage or risk of interruption.


Fire & Special Perils

Perfect for:

  • Fire
  • Lightning
  • Domestic explosion and other special risks such as thunderstrike, flood, collision by an animal or object, e.t.c.



Whether you’ve got a specific question or are just looking for more information on our services, you’ll find everything you need to know right here.
  • Duly Filled Proposal/KYC Form.
  • Photographs of Subject Matter.
  • Evidence of Payment.
  • Valid Means of I.D- Driver license, Voter's card, NIMC, National ID, International Passport.
  • Certificate of incorporation (for company).
  • Proof of residence - Utility Bill, Front page of the customer's address (same address as indicated on the form or portal), Local government levy.
  • Valuation Report (Building).
  • Inventory of contents with values.
  • Purchase receipt.

We’re human, above all else

At Heirs Insurance Group, you are our priority. Our team of experts are committed to guiding and supporting you every step of the way.

We’re here to help

© Copyright 2023 Heirs General Insurance
Authorized and Regulated by the National Insurance Commission, RIC NO. 093
Heirs Towers, 107b, Ajose Adeogun Street, Victoria Island, Lagos, Nigeria