Smart School Plan - Heirs Insurance Group

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Smart School Plan

The Heirs Smart school plan is perfect for parents who want to shield their child’s education from uncertainties.

This plan works in partnership with schools to guarantee that Heirs Life pays a child’s school fees throughout his/her stay in the school if the parent is unable to do so in a case of death or permanent disability. This way, education continues.

The Heirs Smart School plan can be taken for students in primary, secondary and tertiary institutions.

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48-hour claims settlement (upon receipt of complete documentation)

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Smart School Plan

Parents/guardians who have children/wards in Nursery, Primary, Secondary schools & Tertiary Institutions

For Nursery Schools: The parent pays 1.5% of the child's outstanding school fees until graduation from Nursery school.
For Primary Schools: The parent pays 2% of the child's outstanding school fees until graduation from Primary school.
For Secondary Schools: The parent pays 2.5% of the child's outstanding school fees until graduation from Secondary school.
For Universities: The Parent pays 3% of the child's outstanding school fees until graduation from the University.

Age limit for parents: 18 - 60 years
Benefit if there's loss of life or parent suffers permanent disability/critical illness: Total outstanding school fees for the duration of the child’s education in that school.
Contribution frequency: Annually
Minimum duration: 1 year; every academic session (renewable yearly)
Medical examination of parent: Not required for payout benefits less than N30 million. (We pay for the medical tests)
Account Statement: Can be viewed on the Self-Service portal & Mobile app only.

FAQ

Whether you’ve got a specific question or are just looking for more information on our services, you’ll find everything you need to know right here.

Document Requirements

Valid means of ID - Driver license, Voter's card, NIMC, National ID, International Passport.
Proof of residence - Utility Bill, Front page of the customer's address (same address as indicated on the form or portal), Local government levy.
Duly Filled CTR, Financial Questionnaire, Address Verification Form, Bank Statement not more than 6-months (if premium is more than N5 million).

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Authorized and Regulated by the National Insurance Commission, RIC NO. 093
Heirs Towers, 107b, Ajose Adeogun Street, Victoria Island, Lagos, Nigeria