Smart School Plan

The Heirs Smart school plan is perfect for parents who want to shield their child’s education from uncertainties.

This plan works in partnership with schools to guarantee that Heirs Life pays a child’s school fees throughout his/her stay in the school if the parent is unable to do so in a case of death or permanent disability. This way, education continues.

The Heirs Smart School plan can be taken for students in primary, secondary and tertiary institutions.

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Smart School Plan

Parents/guardians who have children/wards in Nursery, Primary, Secondary schools & Tertiary Institutions

  • For Nursery Schools: The parent pays 1.5% of the child's outstanding school fees until graduation from Nursery school.
  • For Primary Schools: The parent pays 2% of the child's outstanding school fees until graduation from Primary school.
  • For Secondary Schools: The parent pays 2.5% of the child's outstanding school fees until graduation from Secondary school.
  • For Universities: The Parent pays 3% of the child's outstanding school fees until graduation from the University.


Whether you’ve got a specific question or are just looking for more information on our services, you’ll find everything you need to know right here.
  • Duly Filled Proposal Form.
  • Evidence of Payment.
  • Valid means of ID - Driver license, Voter's card, NIMC, National ID, International Passport.
  • Proof of residence - Utility Bill, Front page of the customer's address (same address as indicated on the form or portal), Local government levy.
  • Duly Filled CTR, Financial Questionnaire, Address Verification Form, Bank Statement not more than 6-months (if premium is more than N5 million).

We’re human, above all else

At Heirs Insurance Group, you are our priority. Our team of experts are committed to guiding and supporting you every step of the way.

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Authorized and Regulated by the National Insurance Commission, RIC NO. 093
Heirs Towers, 107b, Ajose Adeogun Street, Victoria Island, Lagos, Nigeria