Student Protection – Heirs Insurance Group

Our student insurance plans ensure your safety and well-being throughout your time away, letting you study free of worry.

We guarantee a seamless transition from your former contract to your new Heirs contract, without double coverage or risk of interruption.

Geographical Scope of Coverage

WorldWide

Medical expenses: Up to $30,000 (excess $100)
Compulsory quarantine if infected with COVID-19: $85/day (maximum 14 days)
Emergency medical evacuation: Up to $30,000
Repatriation after treatment: Up to $30,000
Emergency dental care: Up to $400 (excess $70)
Repatriation of mortal remains: Up to $15,000
Repatriation of family member travelling with the insured: Up to $2,000
Emergency return home following death of a close relative: Up to $2,000
Travel of one immediate family member: $100/day (max. $1,000)
24-hour assistance services: Covered
Delivery of medicines: Up to $1,000
Hijacking in means of public transport: $200/hour (max. $6,000) (excess 12 hours)
Loss of passport, driving license, or national identity card abroad: Up to $500
Compensation for in-flight loss of checked-in baggage: Up to $1,000
Compensation for delay in the arrival of luggage: Up to $300
Location and forwarding of personal effects: Covered
Accidental death occurred in means of public transport: Up to $10,000
Personal disability: % of principal sum as per scale
Permanent total disability: Up to $10,000
Personal civil liability: Up to $30,000 (excess $150)
Legal defence: Up to $2

WorldWide

Medical expenses: Up to $60,000 (excess $100)
Compulsory quarantine if infected with COVID-19: $85/day (maximum 14 days)
Emergency medical evacuation: Up to $30,000
Repatriation after treatment: Up to $30,000
Emergency dental care: Up to $400 (excess $70)
Repatriation of mortal remains: Up to $15,000
Repatriation of family member travelling with the insured: Up to $2,000
Emergency return home following death of a close relative: Up to $2,000
Travel of one immediate family member: $100/day (max. $1,000)
24-hour assistance services: Covered
Delivery of medicines: Up to $1,000
Hijacking in means of public transport: $200/hour (max. $6,000) (excess 12 hours)
Loss of passport, driving license, or national identity card abroad: Up to $300
Compensation for in-flight loss of checked-in baggage: Up to $1,000
Compensation for delay in the arrival of luggage: Up to $300
Location and forwarding of personal effects: Covered
Accidental death occurred in means of public transport: Up to $10,000
Personal disability: % of principal sum as per scale
Permanent total disability: Up to $10,000
Personal civil liability: Up to $50,000 (excess $150)
Legal defence: Up to $2

WorldWide

Medical expenses: Up to $100,000 (excess $100)
Compulsory quarantine if infected with COVID-19: $85/day (maximum 14 days)
Emergency medical evacuation: Up to $50,000
Repatriation after treatment: Up to $50,000
Emergency dental care: Up to $400 (excess $70)
Repatriation of mortal remains: Up to $25,000
Repatriation of family member travelling with the insured: Up to $2,000
Emergency return home following death of a close relative: Up to $2,000
Travel of one immediate family member: $100/day (max. $1,000)
24-hour assistance services: Covered
Delivery of medicines: Up to $1,000
Hijacking in means of public transport: $200/hour (max. $6,000) (excess 12 hours)
Loss of passport, driving license, or national identity card abroad: Up to $500
Compensation for in-flight loss of checked-in baggage: Up to $1,000
Compensation for delay in the arrival of luggage: Up to $300
Location and forwarding of personal effects: Covered
Accidental death occurred in means of public transport: Up to $10,000
Personal disability: % of principal sum as per scale
Permanent total disability: Up to $10,000
Personal civil liability: Up to $30,000 (excess $150)
Legal defence: Up to $2

At Heirs Insurance Group, you are our priority. Our team of experts are committed to guiding and supporting you every step of the way.

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